CrediFyn

CrediFyn - formerly known as Money in Minutes is an online lending platform with 1 Million+ downloads facilitating Personal Loans up to ₹2 lakhs. All loan disbursed by UNIQUE AUTO FINANCE AND LEASING PRIVATE LIMITED

a RBI registered NBFC.

We only work with RBI-certified NBFC

UNIQUE AUTO FINANCE AND LEASING PRIVATE LIMITED

Product Brief :

⭐️ CrediFyn offers quick loans ranging from ₹ 1,000 to ₹ 2,00,000.

⭐️ Minimum repayment tenure: 62 days.

⭐️ Maximum repayment tenure: 730 days (24 months).

⭐️ Maximum Annual Percentage (APR): 21.5% to 69% depending on the risk profile of the customer and product availed.

⭐️ Platform on boarding Fees (One Time): ₹350 (Exclusive of GST).

⭐️ Processing Fees: 3% to 15% of the loan amount. (Exclusive of GST).

Example of the total cost of the loan Including all applicable fees, interest and taxes:

Loan Amount - ₹ 10,000

Loan Tenure - 90 Days (3 Months)

Platform on boarding Fees - ₹ 350 + 18% GST = ₹413; 4.13 % of loan amount

Processing Fees - ₹ 300 + 18% GST = ₹354 3.54% of Loan Amount Interest ₹900

Total Repayment - ₹ 10900 (Inclusive of GST)

Repayment Schedule Below-

EMI Monthly Interest Account Principal

1. ₹ 3633 |₹ 300 |₹ 3333

2. ₹ 3633 |₹ 300 |₹ 3333

3. ₹ 3633 |₹ 300 |₹ 3333

CrediFyn App is a Credit Platform & Personal Loan App for Young working Professionals across India, where you can apply for a Personal Loan Online & avail up to ₹2 Lakh as a Direct money transfer to your Bank Account.

In What Way CrediFyn Is Better than Others?

✅ Credit Check: We approve your personal loans applications regardless of your credit score as this is not the only parameter we look at before giving you a sanction.

✅ Quick Approval & Disbursal: We approve your loan application in minutes based on information and documents provided by you.

✅ Money Transfer: We transfer the money directly into your bank account!

✅ Easy Application Process: Apply online through our app, just fill in the form and submit.

✅ Flexible Interest rate: Varied interests starting from 0.15% to 0.05% per day.

Type of Loans You Can Apply for:

 Quick Personal Loan

 Instant Loans or Quick Loan

 Emergency Loan or Urgent Loan

 Installment Loans

 Same Day Loans

 Secured Loans

👌Credifyn personal loan App – Key Features:

 Quick and easy loan approval

 100 per cent online loan process

 Fast loan processing and Instant bank transfer within 11 minutes

 Provide individuals with 24*7 online assistance

Benefits & Risks:

 Users can get access to higher loan amounts & tenures when repayments are made as per the repayment schedule.

 Repayment behaviour is shared with all the credit rating agencies, as directed by the Reserve bank of India.

👍Check Your Eligibility to apply for Online Loans:

 Indian resident

 Above the age of 21 years

 Employed full-time with a minimum monthly salary of 12K

📲How It Works?

 Install Credifyn Personal Loan App on your mobile

 Register through your mobile no.

 Fill in the basic details to check the first-level eligibility

 Upload the required documents for KYC

 Submit Loan application

 Avail Loan as a direct bank transfer

Your Privacy is Our Top-most Priority:

Credifyn follows strict guidelines to protect your information. The data is encrypted & stored securely for the purpose of loan sanction and determining creditworthiness.

Queries?

Just drop a mail at - wecare@credifyn.com

Let’s Connect!

Facebook: https://www.facebook.com/Credifyn/

Linkedin: https://www.linkedin.com/uas/login-submit

Instagram: https://www.instagram.com/Credifyn/

Address: JE-6, Office No.-3, Beri Wala Bagh, Hari Nagar New Delhi -110064